If I lay within the sun for a max. of 45 min a year, wear *plenty* of blockout, a have and eyeglasses, will I still acquire

. ugly, wrinkly skin when I'm 50? OOOh, honey...the likelihood are yes (except add leathery to the description). Try a spray sunburn, they are gorgeous.
You may well finish off up with prematurely harsh wrinkles, although I say this is the lowest of your worries- I say..rouse up and smell the skin cancer!!

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